Livestock Mortality Cover
Financial protection if your animals die from accidental causes, disease, or specified weather events.
What Does Livestock Mortality Cover Cover?
Livestock mortality cover is the foundation of any farm insurance programme. It pays out the agreed or market value of your animals when they die from covered causes including accidents, illness, disease, weather events, fire, and electrocution. FMG, Aon, and Gallagher all offer mortality cover with varying levels of specification — individually specified animals attract broader cover than blanket herd policies.
Key Benefits & What's Included
Who Needs This Cover?
Any farmer with valuable livestock — dairy farmers, sheep and beef farmers, deer farmers, and stud breeders especially benefit from specified animal cover.
Typical Cost
From $80/year for blanket cover to 1–3% of animal value for specified cover
Exact pricing depends on livestock type, numbers, value, and location. Our advisers provide free exact quotes.
Providers Offering Livestock Mortality Cover
Coverage terms, limits, and exclusions vary significantly between providers. Our licensed rural advisers compare all options for your specific farm and livestock type.
Other Coverage Types to Consider
Free Livestock Insurance Quotes
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