Livestock Insurance Christchurch

Canterbury has significant sheep and beef farming on the plains and hill country. Merino and fine wool operations on high-country stations in the McKenzie Basin and foothills are particularly significant — with stud flocks that require specialist agreed value cover reflecting genetics value rather than market value.

Irrigated Canterbury dairy farming has expanded significantly over recent decades. The plains near the Rakaia, Rangitata, and Waimakariri Rivers have significant dairy operations that face specific flood risk.

Deer farming is also important in Canterbury, with Marlborough and Canterbury being significant production regions.

Earthquake risk is a specific consideration for Canterbury livestock operations following the 2010-2011 earthquake sequence. While livestock mortality from earthquakes is relatively unusual, earthquake-triggered flooding and landslides can affect stock.

Drought risk is significant in Canterbury — the region experiences regular summer dry spells, and severe droughts can force destocking. Livestock insurance does not typically cover drought-forced sales, but income protection products can provide some support.

Alpine snow events affect high-country Canterbury stations, and post-shearing exposure risk for merino sheep in mountain environments is significant.